VA ASSUMABLE MORTGAGE WITH 2.25% INTEREST RATE! Well-maintained, all-brick 4-bedroom, 3-bath home in gated Pace Island! Situated on a beautifully landscaped lot, this home offers 2,659 square feet of living space plus a 314 square-foot glass-enclosed Florida room with heating and air conditioning for year-round use. Interior updates include luxury vinyl plank flooring, a fully remodeled primary bathroom with recessed walk-in shower, and newer kitchen appliances. Additional improvements include u...VA ASSUMABLE MORTGAGE WITH 2.25% INTEREST RATE! Well-maintained, all-brick 4-bedroom, 3-bath home in gated Pace Island! Situated on a beautifully landscaped lot, this home offers 2,659 square feet of living space plus a 314 square-foot glass-enclosed Florida room with heating and air conditioning for year-round use. Interior updates include luxury vinyl plank flooring, a fully remodeled primary bathroom with recessed walk-in shower, and newer kitchen appliances. Additional improvements include updated windows, a new garage door, LeafFilter gutter protection, updated roof pipe boots, and prewiring for a gas generator. The Florida room features tinted window film and overlooks the landscaped backyard with a paver patio, sitting wall, LED landscape lighting, and an 11x13 gazebo. Pace Island residents enjoy gated access, community pools, walking trails, parks, and tennis and pickleball courts. Conveniently located near US-17, shopping, dining, medical facilities, and Clay County schools.